Armin Norouzi

The 2026 economic reality check: shadow banking, energy shocks, and the debt spiral

March 22, 2026

The U.S. economy faces a severe liquidity trap in 2026. This analysis models the structural debt limits, private credit stress, and the Treasury’s gold escape valve.
Read More
Quantifying Fear: Why Volatility is the Mirror Image of Returns

March 15, 2026

A data-driven analysis of the VIX as a buy signal. Historical data proves that buying extreme fear (>40) triples equity returns compared to buying complacency.
Read More
The US market’s lost decade: A study in valuation and systemic failure

March 8, 2026

When people talk about the so-called ‘Lost Decade’ from 2000 to 2009, it’s easy to think the market just stopped working, but what really happened was more like a big adjustment in how stocks were valued, and if you looked beyond just the S&P 500, you could actually find that spreading your investments around the…
Read More
The DAX 40 “Total Return” Deception: Why Germany’s Index Looks Better Than It Is

March 1, 2026

Germany’s DAX 40 uses a performance index methodology, reinvesting dividends to hide structural stagnation. In this article, it’s been compared fairly to the S&P 500 and the gap is massive.
Read More
The South Korea Classification War: Why Your ETF Choice Matters

February 22, 2026

South Korea is classified differently by MSCI and FTSE, creating dangerous portfolio gaps. Learn why mixing EFA and VWO excludes Korea entirely.
Read More
Why High Earners Go Broke

February 15, 2026

Earning $250k but feeling broke? It’s the HENRY trap. Master Personal Operating Leverage to lower fixed costs and build true financial resilience.
Read More
The Dow Jones Industrial Average: Is the 19th Century Index Still Relevant?

February 8, 2026

Is the Dow Jones obsolete? Explore how price-weighting distorts market reality, excludes tech giants, and why the S&P 500 is the true economic benchmark.
Read More
FTSE 100 vs. FTSE 250: Decoupling the Pound from the Portfolio

February 1, 2026

A guide to the UK market explaining the negative correlation between the FTSE 100 and the British Pound. It teachers readers how to use the FTSE 100 as a currency hedge and the FTSE 250 as a bet on the domestic British recovery.
Read More
What is the Russell 2000? Why Small Caps Are Flashing a Warning Sign

January 25, 2026

Is the Russell 2000 a value trap? With 42% zombie firms and a 2025 debt wall, data shows why small caps are the market’s canary in the coal mine.
Read More
S&P 500 vs. Nasdaq 100: The 1,500% Divergence

January 18, 2026

Compare SPY vs. QQQ returns from 2007-2025. With 1,560% growth vs. 585%, data shows why the Nasdaq 100 is the superior engine for wealth accumulation.
Read More

AI Software Engineer at Google | PhD in AI & Engineering | Writing about AI, Engineering, Investing, and Personal Finance.

Get the Newsletter